The U.S. Census Bureau defines low-income working families as those earning less than twice the federal poverty line. One third of all working families in the U.S. population fits this category. There are many programs available, however, that low-income families can qualify for in order to get help.
#1 – Affordable Housing Magazine – this magazine provides news and other information regarding the housing industry. Articles cover housing choice vouchers, the latest in development and construction of low-income housing across the nation, and state funds that are supporting the construction of new or rehab affordable housing. It will also tell families which states are pushing legislation to provide more affordable housing. (www.housingfinance.com)
#2 – National Low Income Housing Coalition – this non-profit organization dates back to 1974 and works to resolve housing problems and foster federal housing programs. Low-income families may contact this organization to find a local representative who can help them find affordable housing in their area. (www.nlihc.org)
#3 – Shelterforce Magazine – this magazine, published by the National Housing Institute, is the oldest magazine publishing information on affordable-housing, neighborhood revitalization, and community housing movements. It is a great resource in finding advocates and community members active in revitalizing neighborhoods and building decent housing. (www.shelterforce.org)
#4 – USAC Lifeline Program – Universal Service Administrative Company has a Lifeline Program that offers discounts to low-income consumers that lower the cost of their home telephone or cell phone services. There is an online pre-screening tool to help determine eligibility. USAC is an independent, not-for-profit corporation designated by the Federal Communications Commission (FCC) as its administrator. (www.usac.org/li/)
#5 – MakingHomeAffordable.gov – this web site shows how to find help for homeowners who are behind in their mortgage payments. It is a good source of information about refinancing and loan modification options available under the Home Affordable Refinance Program. (www.makinghomeaffordable.gov/)
Courtesy: Blog.lowincome.org –THE LOW INCOME & URBAN HOUSING BLOG